Preventing Identity Theft: 7 Steps You Can Take
To Avoid Becoming A Victim
There are several layers of protection you can use to avoid becoming a victim of identity
theft. You can't completely eliminate the chances. The best you can do is minimize your risk by being aware of the
personal information that exist about you.
Here are 7 preventive steps you can
take to lessen the
likelihood of becoming a victim of Identity Theft:
1. Never give out personally identifying information on the phone: Con
artists will often call and say they're with your bank or credit card company and ask for verification of
information; never answer the questions. Call the organization's standard corporate number and ask if someone has
2. Use caution when using a check or debit card to buy anything online:
If someone steals your check card information, they can empty your account. If they steal credit card information,
they can steal only the bank's money.
3. Shred everything: Shred anything with personally identifying
information on it, such as a name, address, or account number. When in doubt, shred it anyway. Better safe than
4. Question anybody who is requesting any personally identifiable
information: You don't have to give out your birth date or even your phone number, but most people
willingly give that information out. Stop giving out information unless it's necessary. And think about what you're
doing when you write a check. It contains your checking account information, your name, address and everyone wants
your driver's license number. An unscrupulous or careless clerk can let all the information slip into the wrong
5. Get a credit-monitoring service: You want to catch someone at the
application phase before $5,000 has been charged up in purchases. In most circumstances, if you do not deny debt
within 60 days, regardless of whether you didn't know about it, you're responsible for the unauthorized charges on
6. Have a 24-hour access to an attorney: When you discover a problem,
most of the time it's going to be an emergency. You may be getting arrested for something someone else did under
your driver's license number, or you may be on the hook for a plasma TV you never bought. It may be at night or on
a weekend, and you can't wait for standard business hours to address it.
7. Use a true identity restoration company, because it takes an average
of 600 hours to straighten out an identity theft.
Using these steps in preventing identity theft are your best defense
against thieves, so you can avoid from being a victim.
Fraud: 16 Ways Thieves Steal And Find Your Information
Credit Report: Your Safety Precaution Against Identity Theft Fraud
Range: Learn Some Tips About Your FICO Score Grades
Resources: Government Agencies and National Organizations
View all Identity Theft Articles
View all Identity Theft FAQ